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Four Signs That It's A Scam!!
1. Scammers PRETEND to be from an organization that you know. For instance, Social Security, IRS, or Medicare. They can even make the number on you caller ID show up as such.
2. Scammers always say that there is a problem or a prize. You or a family member might be in some sort of trouble. You may owe money or there is an emergency to be handled. A possible problem with an account or a lottery or sweepstakes that you have won.
3. Scammers put the PRESSURE on for you to act immediately!! They do not give you time to think. They do not want you to hang up the phone because that will give you the opportunity to realize that you are being scammed.
4. Scammers will tell you to pay in a specific way. They typically insist that you pay using cryptocurrency, wire transfers, payment apps, or gift cards. Some will send you a check (that later turns out to be fake) to deposit to your bank account to have you send them funds back.
NEVER give out your information over the phone! Stop and talk to someone you trust before making and decision to send anyone money. You can always talk to the Credit Union about the situation and they will do their best to help you with what is happening.
Report Scams to the FTC https://reportfraud.ftc.gov/#/